Submitted by: James Kirkland

Well, probably lots of different used cars and trucks.

If you are looking for a new or used car there are a number of options available to you, as a purchaser, where you can go look for one. You can always peruse the used car sales ads in the local newspaper or at various on line websites. You can go visit and perhaps test drive a new car at a new car sales lot. Or you can attend a used car or equipment auction. The general public doesn’t usually know this but used construction equipment auctions generally have a few used cars included in the auction. However the choices are generally pretty limited. Usually the owner’s wife’s car or the sales staff vehicle. Another option is that you can visit one or more used car lots.

New car lots sell their own brand, or perhaps several brands of new cars. They also may sell the trade-ins they take when they have successfully sold a new car. Sometimes they will consign these trade-ins to a wholesale car auction house that then puts on a wholesale vehicle auction on a regular basis.

Used car lots don’t take in only one brand of vehicle. They may specialize in a particular type of vehicle but they do have an assortment of all types of used or barely used cars for sale on one lot. Some used car lots are huge and have hundreds of vehicles for sale. If you are looking for a used vehicle, it’s fun to visit the various car lots and look and perhaps test drive many different cars.

When you decide to go shopping for a newer car than what you presently own, you need to consider how you are going to pay for it. Also are you going to trade in your old car? Do you have good enough credit to be approved for a car loan? Are you going to make some sort of down payment? All this needs to be decided before actually going in to purchase the car.

At some used car dealers, once the sales person spots you looking, you will be asked to fill out an application for credit right then. In some cases, this will help the sales person or finance office just how much vehicle you can afford. Some dealers will wait until you have looked at several cars before asking you to fill out the credit application.

Ideally, if you have good credit you will have obtained a pre-approved car loan from a third party lender such as a credit union or a bank. Then you can go used car shopping knowing you can negotiate with the sales person and get a better deal on the car.

There is also a network of used car dealers that participate in a form of ‘in house’ financing such as buy here pay here or the acronym BHPH. There are a lot of used cars for sale and lots of options to finance them.

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