Archive for the ‘Financial Services’ Category

R Eviews And Benifits Of Currenciesdirct

REviews and benifits of currenciesdirct

by

Mr vikas Gupta

Currencies Direct is dedicated to giving its customers the very best of products and services. The best quality services come from knowing exactly what our customers want and how we can improve. Currencies Direct has seen dynamic growth based on a determination to overcome boundaries and provide value and innovation in the foreign exchange arena. Currencies Direct offers an integrated foreign exchange and international payment solution. Currencies Direct has offices in the UK, Spain, South Africa and Portugal.It offers foreign exchange services to individuals and small businesses competing against the banks with forward contracts, Telegraphic transfer, Risk Solutions and online payments. It provides these for foreign home buying, emigration, Imports and Exports, Overseas education and regular transfer.

All clients at Foreign Currencies Direct can rest assured because the transaction accounts are held safely within Lloyds TSB Bank. The company uses the Irrevocable Payment Document to provide clients with proof of payment. This equals out to fast, efficient and safe transfers. Foreign Currencies Direct is a PLS and is authorized by the Financial Services Authority. Accounts at the company are audited every year by Price Waterhouse Coopers to ensure that everything is above board.Foreign Currencies Direct ensures that each client talks to the same person each time they call.Challenging traditional banking conventions, Currencies Direct guarantees to beat any retail bank both in price and service. From the moment they were established their aim has been simple. To provide a personalised service and save clients money from dealing with traditional banks.Make regular payments overseas Mortgage, maintenance, insurance – whatever your reason for making regular money transfers Currencies Direct\’s Overseas Regular Money Transfer Plan can save you money. With free forex transfers, great foreign exchange rates and low minimum amounts they really make it easy to keep benefiting from their great service. Click here for more information.Increasing your spending power Because they deal directly with the currency markets they can offer the best foreign money exchange rates that the banks find hard to beat. These great foreign currency exchange rates mean that you get more for your money.

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Currenciesdirect provides currency exchange services in a number of different countries to individuals and small businesses.Currencies Direct have developed an innovative range of products and currency transfer services that can help to minimise your foreign exchange risks and take the hassle out of international payments.Currencies Direct takes pride in obtaining rates of exchange for foreign currencies which are not only competitive, but in most cases are superior to the commercial rates offered by banks and financial institutions.With more and more of our customers buying property overseas, particularly in the Spanish resorts, Currencies Direct feels it is essential that they are well looked after during every stage of the purchasing process.Part of that process involves the exchange and transfer of funds to cover the cost of their new home. Our aim is to make that process as efficient and cost effective as possible.

peter,for information on Worldfirst,

Currenciesdirect

,

Western Union

,Travelex,HIFX,Axia FX,AFEX.Please visit our site:http://infinityinternational.co.uk

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Free Paid Online Surveys Your Key To Easy Extra Income

By Jorge Chavez

One of the easiest ways to make money on the Internet to take free paid online surveys. Thousands of surveys are being made every week. To get people to participate and fill out those surveys, the survey makers pay participants in cash or equivalent.

How does this work? What are the requirements to participate? How do you make good money at doing this? Read on…

Very big money is being paid out to people who participate in free paid online surveys. How can these be “free” and “paid” at the same time? It’s because they are free to take, to read to study, whatever. They are free to take. But you get paid for turning in the filled-out survey questionnaire.

What are the requirements to participate? It’s easy! The only requirements are that you be a consumer, 18 years old or older, have access to the internet and enough technical knowledge to be able to send and receive e-mails. That’s it! Would you qualify? If so then you could make money taking free paid online surveys.

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How much do you get paid? Most paid surveys pay between $10 and $25, depending on the subject and the length of the survey. This for 5 to 20 minutes of your time. While that’s not a lot of money, if you use half an hour’s time to take one $10 and one $25 survey per day, you would make over $1,000 in a month!

What do I mean by “Very big money…”? Well, there are more than 800 survey makers, companies looking for survey participants to fill out their surveys, in the U.S. There are more than 3,000 worldwide. Just one of these, Greenfield Online for example, paid out over $4.2 million to its survey participants in 2007!

[You can type greenfieldonline.com into your browser window, visit their site and see for yourself!]

You are welcome to follow the link above and check them out. They are a public company whose shares are traded on the stock exchange. They tell the truth. If they didn’t they would be sued!

To make money at taking free paid online surveys you will need to be registered as a potential survey taker with a number of good survey makers, say 150 – 200. You sign up online; there is no charge to register. You might get only a few free paid online surveys a year from each one, but they add up. It’s in the numbers.

The problem will be to get a good list of good survey makers that really pay (about 40% of them do not). The best way to get such a list is to join a good paid survey membership site. As a member you can get a copy of the list that they maintain. Pick a site with a strong guarantee and a low refund rate.

Once you get your copy of their list, set up a separate free e-mail address (such as with Yahoo or Gmail) and use that for your paid survey work. Sign up with all of the survey makers that you can, then be prepared to sort them out. There are always some sales companies that manage to sneak in and try to sell you things.

If they send you more sales offers than surveys, put them in your spam file or blacklist them with your e-mail service provider. Don’t let them from bother you. It’s like sorting out beans fresh from the thresher. Sort out the rocks, leaves, twigs, etc. and throw them away. Keep the beans (good survey makers)!

For more information about free paid online surveys and how to make money with them, follow the links below…

About the Author: For more on how to take free paid online surveys for cash and make money:

Free Paid Online Surveys.

For more about refund rates, comparing paid survey sites to pick the best one:

Paid Survey Site Rankings

Get a free copy of Jorge Chavez eBook “How to Make Good Money With Paid Online Surveys”:

Free Paid Surveys eBook

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Windmill Palm Trees, Tropical Accent Plants, Cold Hardy For Northern United States And Canadian Gardens

By Pat Malcolm

The Cold Hardy Windmill Fan Palm tree originated on the island of Chusan off the east coast of China, and the Windmill palm tree is often called the Chinese or Chusan Fan Palm. Robert Fortune smuggled Windmill palm plants from China into the Kew Horticultural Gardens and into the Royal garden of Prince Albert of England in 1849 after the Opium Wars of China ended. The Windmill Palm tree was named in Latin, Trachycarpus fortunei, after Robert Fortune, and after 158 years, in the year 2007, these Windmill Fan Palm trees are still growing gracefully as a distinguished, exotic, rare tree at Kew Gardens, a palm of noble bearing.

From Kew Gardens in England, the Windmill Palm tree was spread throughout Europe, from the Mediterranean hot climates of Italy and Greece to a cold hardy testing ground in the landscape gardens of Switzerland and Bulgaria, where the Windmill Palm trees have remarkably survived, leaves even remaining green when covered with ice or snow. During the past seven years, truckloads of Windmill Fan Palm trees have been transported and planted in Canada and have survived the extreme cold winters in New York, Pennsylvania, Illinois, New Jersey, and Michigan.

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Although most Windmill Palm nursery growers are conservative in recommending the Windmill Palm tree planting to be restricted to growing in zones 8-10; other Windmill Palm Nursery growers recommend and guarantee this rare palm tree to grow in zones 3-10. There has been a rush by Northern nursery retailers to plant Windmill Palm trees for the home gardener, who wants that tropical look and accent around his pool or patio. The Windmill Palm tree is planted at plant nurseries from seed, where they grow about one foot each year. The slow growth of the Windmill Palm is partially responsible for its cold hardiness. Another characteristic that is inherently cold hardy is that the fibers that cover the trunk insulate the growing center of the tree. The brown-gray color of the burlap-like fibers cover the trunk like a wool covering in winter, and the dark color attracts the warmth of the sunlight. A coarse green wax covers the leaves and stems to make the Windmill Palm tree even more cold hardy.

The Windmill Palm tree is most often grown as a solitary, single trunk plant, however, some Windmill Palm nursery growers offer double or triple trees growing in the same container as large as 100 gallons. These huge 10 foot tall Windmill Palm trees are choice, tropical looking specimens for malls and at entrances to governmental buildings. The Windmill Palm tree can be easily shipped by UPS on short orders, and large Windmill Palm trees can be shipped by semi-truck, motor freight lines. Shipping Windmill Palm trees can be easily done any season, and the survival rate is excellent for large specimens. Very large specimens of Windmill Palm trees have been recently installed at the entrance of the new Cloister Resort Hotela 5-star hotellocated at Sea Island, Georgia, where the Windmill Palm tree is not only tropical in appearance and cold hardy, but completely resistant to the Atlantic Ocean salt water air problems. The Cloister hotel has grown smaller Windmill Palm trees at various out buildings for past years successfully. The expense of installing large Windmill Palm trees can be offset by planting small specimens that can be expected to grow about one foot each year. Because of the recent success of planting large specimen trees of the tropical looking Windmill Palm tree in Canada and Northern U.S. States, many gardeners are now experimenting with planting small Windmill Palm trees in the North, before the plant has developed a sufficient dense fiber covering to make the tree cold hardy enough to survive the deep freezes in the Northern States.

Typically the Windmill Palm tree has a history of surviving over 150 years of age in the Western World at a height of 40 feet, but accurate reports of Windmill Palm trees, native to the Island of Chusan in Eastern China, do not exist in translated texts, but conceivably could reach 100 feet in height. The rapid growth of Western influence on the development of China will undoubtedly reveal many more interesting botanical, developmental facts concerning the Windmill Palm tree in the near future.

The Windmill Palm tree appears to have all the perfection of tropical landscape gardening requirements for growing throughout the United States and cold hardy areas of Canada and Europe. Most types of soils are acceptable for growing Windmill Palms. Very few insect and disease problems exist to endanger growing Windmill Fan Palm trees. Even through slow growing, the Windmill Palm captivates the tropically minded gardener for pool and courtyard plantings. The Windmill Palm tree grows as separate male and female plants, and the date that is produced is inedible, resulting from the yellow, pleasantly, perfumed flowers that grow into blue seed, round and one-half inch in diameter.

About the Author: Patrick A. Malcolm, owner of

TyTy Nursery

, has an M.S. degree in Biochemistry and has cultivated plants for over three decades.

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Best Car Loan Rate Finding Cheap Rates Online

By Carrie Reeder

There are many ways to find the lowest car rate online. Today, many lenders offer car loans for all credit types. Because of this, many smart buyers are shopping around for the lowest rate before accepting an auto loan offer. Having good credit makes it a little easier to secure low rate financing. On the other hand, if you have a low credit score, it may take a bit more effort on your part to find the cheapest rate.

What Contributes to a Low Rate Auto Loan?

Aside from comparing quotes from various lenders, other factors make obtaining a low rate possible. For starters, individuals with a strong credit history are more likely to receive offers with low rates. Never underestimate the importance of establishing and maintaining a good payment history with creditors. By following a few simple rules, you can easily boost your three digit credit score.

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If you are determined to get a low rate auto loan, make sure that all creditors receive payments on time. Skipped or missed payments will decrease your credit score by a few points. If this becomes a habitual problem, your credit score will suffer.

Moreover, avoid applying for many lines of credits within a short period of time. Credit inquiries are equally damaging. Lastly, reduce debts. Having too much debt can actually decrease your credit score. Additionally, it counts against your debt-to-income ratio, which may make it difficult to qualify for a more expensive vehicle.

Use an Online Auto Loan Broker

To find the cheapest auto loan rate, you must be willing to search for them. Several lenders advertise low rate auto loans. These loans are generally reserved for individuals with superb credit ratings. However, it is possible to get a good rate with perfect, fair, even bad credit.

Auto loan brokers provide a valuable service. If you are having trouble finding a good lender, think about using a broker. Brokers have dealings with many lenders and are familiar with various loans. Additionally, brokers provide a unique service by matching you with up to four different lenders. This is great for comparing and contrasting different offers.

About the Author: Go to abcloanguide.com/autoloans.shtml to find a Low Interest Rate Car Loan. ABC Loan Guide’s lenders are reputable and competitive in their rates.

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Marketing Career Information

By Francois Botha

Over the past few years marketing has become one of the most popular career fields among college graduates. If you are interested in taking up a career in marketing you will not have to look to far in order to obtain the necessary information. There are plenty of details surrounding this industry, and all you have to do is find what you are looking for.

The first thing that you may want to know about marketing careers is what they entail. The fact of the matter is that there are many different types of marketing careers that you may be interested in. If you are not sure as to what types of careers you can choose from you will never be able to make the right decision. The field of marketing covers everything from high level executives to assistants. In addition, you may even want to open your own marketing firm so that you can call the shots. When it comes down to it all of these choices are yours.

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Another thing to know about a career in marketing is that there is a lot of competition. Liked mentioned above, more and more college graduates are deciding that a career in marketing is right for them. This shows that there is a large demand for marketing professionals, but at the same time it also means that you will be up against quite a bit of competition. If you want to land the marketing career of your dreams and beat out the rest you will have to do something to set yourself apart from the crowd.

To find more information on marketing careers get in touch with an advisor, or simply search the internet. If you are in college your advisor should be able to point you in the right direction, and if not you can do all of your research online.

Overall, a career in marketing may be the perfect choice for you. As long as you are qualified you should be able to find plenty of jobs that would suit your needs.

About the Author: Francois is an expert on career and job advice. He has a website dedicated to

career descriptions

. Check out the

list of careers

.

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How To Prepare For A Psychometric Test

By Paul Newton

Designed to quantify candidates’ abilities, including how they would respond to practical work situations, psychometric tests are becoming a familiar part of the recruitment selection process. As such, candidates should be prepared to face the psychometric test just as they would be prepared for an interview. But, what can you do to ensure you give your optimum performance on the day?

It is possible to revive seemingly lost skills by exercising particular parts of the brain. For example, prior to a psychometric test involving verbal reasoning, time spent playing word games and doing crosswords puzzles will certainly pay dividends. Another valuable activity that will strengthen your analysis and communication skills is reading in-depth articles in business journals and summarising their key points. What at first may seem like a hard slog will soon begin to come naturally.

As for numerical reasoning, practise basic mental arithmetic including addition, subtraction, division, multiplication, percentages and ratios. In addition, familiarise yourself with the different ways of presenting data visually – graphs, pie charts, histograms, etc. Psychometric tests are geared towards assessing your ability to handle information rather than perform straightforward calculations, so practise extracting specific facts from data presented in various forms. You can find this kind of data in the financial press and technical manuals as well as mathematical text books.

If you feel your arithmetic is just too rusty to be of any use, go back to basics and practise simple calculations and run through your times tables up to 12 until it feels familiar once more. If you wish, you could join a basic numeracy course. Details of these will be available from

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libraries and careers advisors.

Once you have reinvigorated your verbal and numerical skills, put them into practice using sample questions from actual psychometrical tests.

Examples of test questions are available from www.psychometric-success.com. It is a fact that practise of actual papers improves candidates’ scores, so try as many examples as you can.

As well as all this mental ‘limbering up’, there are techniques to be learnt that can prevent you from losing marks unnecessarily. Most obviously, make sure you get a good night’s sleep before the day of the test, and get there in plenty of time to ensure you are feeling relaxed

and ready to give your best effort. When you actually sit down to take the test, listen carefully to the instructions and ask if you have any questions. One query that is certainly worth making is if marks will be deducted for incorrect answers. If they are not, then answer every question, even it’s only your best guess. With numerical tests, you can often eliminate many of the possible answers without having to perform time-consuming calculations for each one by simply making a rough estimate. Finally, don’t worry, if you don’t finish all the questions in time, many psychometric tests are deliberately designed to have a surplus of questions, but if you do have time at the end, check over your answers.

Clearly, the kind of preparation suggested here cannot guarantee a pass, but it can ensure you give it your best shot. And if you don’t succeed at your first test, think of it as good preparation for the next!

About the Author: Paul Newton is webmaster of- Psychometric Success

psychometric-success.com

which offers – free downloadable aptitude tests

psychometric-success.com/downloads/download-practice-tests.htm

as well as all the expert advice you need to succeed in psychometric tests.

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Look For The Hosted Crm Integration Companies Of New Jersey Which Can Give A U Turn For Your Busines}

Look For The Hosted CRM Integration Companies Of New Jersey Which Can Give A U-Turn For Your Busines

by

Vikram KumarThere has to be a proper decorum in the company and also among the colleagues. The clients should be taken a great care. It is the duty of the support system or management to take and understand their needs and demands. Well, for this there is a particular management known as the Customer relationship management. This is integrated with the marketing platform which is automated. This is basically a software which the management people adopts for the smooth functioning of the company and also maintains a smooth relationship among the members of the organization and the clients as well. The main purpose or the objective is to keep a track, organize and also to gather and channel the information of the customer information. They also keep a track of their activities as well. All this are very important for the business point of view. Now, this is a huge requirement for understanding the business and also to expand and spread across the customers as well. This system promises to deliver the correct information at the right place and also at the right time. The CRM, in a nutshell, is a type of application which helps in delivering the messages to the concerned team at the right time. It helps to improve the business in an efficient manner.There are basically two types of CRMs variations which can be categorized into services and software. The management team which makes the decision will have to choose which one to choose and which variation will help to improve the business. It all depends upon the need of the organization. The software version has to be installed on the server or the computer where all the data of the customers are kept or stored. Well, the thing is that post that you can have the full access or control over the software part.CRM is a very important thing which is very necessary for the growing business. It helps to build a good and a strong foundation with the clients or the customers which is very essential. The technology along with the internet has brought a revolution in the digital world and there has to be proper communication with the business people and the clients or the customers. The interactions have to be kept a track. Here the CRM plays a great role and you might be thinking about the CRM integration, which company to choose for. In New Jersey, there are many companies which would help you with the integration of the CRM. The Hosted CRM integration companies of New Jersey are the best one to go for. The Hosted CRM integration companies of New Jersey will help you to earn the trust of the customers and hence the business will reach a new height.You need to customize the interface for your machines or the workstations often. However, all these can’t be done single handed. The Customizable Interface companies in New Jersey will help to change the outlook for your websites. The Customizable Interface companies in New Jersey, will according to your wishes and fulfill your demands. You can have the colors changed and what not, all according to your demands.

The

Customizable Interface companies in New Jersey

will help you to have the interface according to a single user. The

Hosted CRM integration companies of New Jersey

will be very beneficial

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The Truth About Increasing Your Social Security}

The Truth About Increasing Your Social Security

by

David GrebowWhen Social Security Forgets, You’re the LoserDid you know that only 1 in 400,000 people know about this secret provision that can help you raise your Social Security after 62? Read on and you’ll see what I mean.You’re almost there. Reaching age 62. Or you’re there already. Maybe even headed for 66 or 70. So its time to make an important decision. A decision that will change the rest of your life no matter if you live to be101.Social Security. Your Social Security. The payback for all the money they took from each and every one of your paychecks for all the years you worked. The decision is a tough one. Early Retirement at 62 starts the checks coming but at the lowest level possible. Wait until you’re 66 and you get a much higher amount every month. And if you gamble that you can make it until you’re 70, you win the Social Security Lottery, and get the top amount for the rest of your life.Here’s an example of what they tell you in Your Social Security Bulletin:Take Early Retirement at age 62, your payment would be about $1,401 a monthTake your Full Retirement at age 66 Years and your payment would be about $1,930 a monthHit the jackpot and reach age 70 and you Bonus Full Retirement would be about $2,626 a month.So if you get to 70 it’s almost twice as much every year!Now before you start to make any decisions you need to remember something. To begin with, it’s your money they’re playing with and deciding when and if and how much you get it back.Also, when they tell you once you decide to start taking it, you’re stuck at that benefit level until you die? They lie. It’s simply not true. Convenient for Social Security to keep the extra money that rightfully belongs to you. After all, that money has been borrowed for everything from the Interstate Highway project to the Wall Street bailouts.Which brings us back to the first point. It’s your money. You worked hard to earn it, they borrowed, and until they change the law, you deserve to get it back. All of it, especially when you turn 66 or 70 and your benefit levels dramatically increaseThe problem is, these hard recession day, who can wait? I know I couldn’t so I took my Social Security early when I turned 62. And like millions of other people who don’t know what they don’t know, you could be living a much richer, less stressful and absolutely nicer life. Sigh …Not much money each month to supplement what I had left in my diminished savings and crushed 401K. I said there must be a way to increase my benefits. They – the people at my Social Security office – had to be wrong when they told me “No way!” So I started to go through the stacks of SSA provisions and rules, and guess what? After months of searching through the most boring material I ever read, I found hidden treasure.Buried in one of the dusty SSA Provision Guidelines books, in Chapter 15 Right to Withdraw Application, I found what almost no one either knew or remembered. I found out that they – all the people I spoke with in person and on the phone – were wrong. And it could have cost me thousands!Here’s the right answerThere is a way, a totally legit way, of increasing your Social Security benefits as you grow older. You can start at 62 and change the benefits to the higher levels at 66 or even 70! And it’s a simple one page form that takes 3 minutes to complete.The provision was written into the Social Security rules years ago. No one I spoke with remembers exactly why but who cares? It’s there, Provision 1515, and you can use it today if you’re 62 or 66 or even 70. You can add thousands of dollars – dollars that are indexed to inflation no less – every year to your retirement.And if you’re headed towards 62, the deal is even sweeter.Here are all the benefitsSince most Boomers these days will need to keep working until at least 66, imagine what you could do investing four years of Social Security checks! How many additional bucks would that add up to between 62 and 66? Or even better, 62 and 70!I’ll use myself as an example. My check comes in every month for $1300. So this year alone I’ll bank $15,600. At a conservative 3.5% compound interest rate that becomes $546, In 4 years that becomes almost $60,000 with over $7,000 in interest. And that’s only part of the deal. Wait until you hear the details about the tax deduction, Again, it’s totally legit. Social Security set it up themselves, so you could raise your benefits as you grew older, and get a bigger Social Security check every month.They just conveniently forget to tell you if you applied early at 62.Quick ReviewJust to make sure you understand what happens when you take advantage of the rule Social Security wrote for you, here the list or at least 5 great benefits:Use this little-known rule and add thousands to your retirement for life. Complete this form and receive up to $6,230 (or more!) in one hour. Receive a completely tax-free investment thanks to Washington. Take an unbelievable one-time tax deduction for up to 8 years of your Social Security benefits. Leave more money to your survivors. Plus a whole lot more!How You Make It HappenThe approach to use is simple. It allows you to restart your benefit clock by essentially coming out of retirement using Social Security Form 521, or a “Request for Withdrawal of Application”.You then repay all the Social Security benefits received to date, and you keep any interest earned on the money. Since you we’re planning on not using the money anyway until you reach at least 66, then it should be easy for you to return the money. Then, when you pay them back, you reapply at the higher age and get the higher benefits. You can do it only once, and it is irreversible.Once the Social Security Administration approves your request, which is usually automatic, you collect at the stepped-up amount for as long as you can fog a mirror. One more added plus: Your spouse collects spousal or survivor benefits based on your increased benefits level rather than your meager early-retirement amount.Next steps on your redo dancecardSo some people think that taking their Social Security at 62 is like having a bird in the hand. This restart provision lets you have all three.So despite the common wisdom, and bad advice from Social Security, taking your benefits early can pay off big time. For example, let’s say you make it 70 and are paying back $80,000. It’s a lot of money but here’s whet you get.The money you pay back is like an investment, buying an inflation-indexed annuity from Social Security. At that age, an annuity would provide a much better standard of living until the day you die. And it’s anywhere from 30-40% cheaper that buying an inflation-indexed annuity from even the lowest cost provider. Restarting your Social Security at 66 or 70 allows you to purchase that annuity from the safest and lowest cost provider – Social Security.I know, it seems like the deal of a lifetime. It is. There are millions of Boomers between 62 and into their 70’s that can benefit from this provision and withdrawing and then reapplying.I’ve checked with my local SSA office and called the Washington, D.C. headquarters and heard the same story. Yet, from our checking with local Social Security and discussions with top Social Security officials, and once they looked up the provision, they told me applying would be routine. You go to your local Social Security office, complete the form, hand them the check, and then reapply right there and start receiving the higher benefit. According to the Social Security officials I spoke with, this is a legitimate option to consider. If it makes you enjoy a healthier and wealthier retirement, you should use it. After all, it is your money.The One CaveatNothing is perfect. Restarting the Social Security clock means you need another source of income for the years between 62 and 66 or 70. And you might not live long enough to enjoy your investment. Still, the bigger risk these days is not running out of time but running out of money or having inflation beat you to the ATM machine. Yet, as any good financial planner will tell you, an inflation-indexed annuity is the best way to go, especially when you’re 66 or 70 and headed for 100.

David Grebow spent years researching Social Security and found the truth behind what many people thought was an urban legend. It’s an almost lost and forgotten provision, that can be used by anyone to increase their benefits after 62. For more details read

The Truth About Increasing Your Social Security.

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Venture Capital Funds Target Strategic Emerging Industries

By Weihua

Recently, the State Development and Reform Commission, Ministry of Finance and the Jilin Provincial Government announced, Jilin national biological industry venture capital funds and automotive electronics industries set up venture capital funds. Thus, the last country for setting up the first 20 countries for the new industries of strategic venture capital fund has 16 public listing. According to report, has established 16 funds in the established pattern, direction of investment, local features such as fully reflects the state of mind when planning last year.

Government only as a “guide”

National Industry Fund was established in Jilin meeting, the National Development and Reform Commission deputy director Gu Dawei high-tech industry, “said Jilin two distinctive characteristics of the Fund is entirely market-oriented management, a change in the past the ‘Government to spend money the government to manage’ the old model; Government funding as a guide, to raise more funds from the community. “

In a half months ago, the Beijing Municipal Government equity participation plan to establish national emerging venture capital industry’s first four venture capital funds into the real operational phase. General concern for the government market, “offside” Phenomenon, Director of Beijing Municipal Development and Reform Commission Fei Xiang high-tech industries, “said the strategic new industry in the cultivation, the government only for guidance, and to attract social capital participation, and further change the government’s investment . “

According to reports, Beijing is the first seven pilot provinces and cities nationwide, the only one to publicly solicit, review determine Ventures Partners. After expert review and the National Development and Reform Commission, the Treasury confirmed that the finalization of Zhongguancun Industrial (Beijing) Investment Management Co., Ltd., Beijing Qiming Venture Capital Management Co., Ltd. Chong Yuan, enlightening venture capital management companies, investment Beijing Fu convergence power centers 4 cooperative enterprises as the first venture capital institutions.

It is understood, Infotech Ventures Co., Ltd. participated in the preparation Beijing four funds, the responsible company who told reporters: “We have invested on behalf of the State Development and Reform Commission, 20%, this group was established in Beijing four funds each fund invested 50 million yuan. Beijing Municipal Engineering Consulting Corporation on behalf of the Beijing municipal government funded ratio as we. rest of the country have set up this fund. “

Previously, high-tech investment in China Investment Limited as the National Development and Reform Commission, commissioned by the Ministry of Finance commissioned the management of institutions, and Shanghai in biological medicine, new materials, software and information services, new energy, co-sponsored by the areas of integrated circuits the establishment of five high-tech venture capital funds, including the Shanghai joint venture capital fund rise of new materials, Shanghai 1000 Ji biomedical venture capital fund, the Shanghai Five Star software and information services space-time venture capital funds.

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“Venture Capital Industry in Chongqing City, the local co-propelled into the national development of a new stage.” Chongqing Municipal Development and Reform Commission responsible person of the two funds set up in Chongqing, China named Ben electronic information industry and new energy venture capital fund venture capital , capitalization of 10 billion yuan, the NDRC and the Ministry of Finance invested 100 million yuan. Both funds will be in Chongqing City, the areas of electronics and information industry to identify suitable business, a “wise investment investment” approach, not only invested, will also participate in business management, introduction to business customers, open up markets.

Directed strategic emerging industries

Reporter from Beijing, Jilin, Hunan and other provinces and cities understand that the government has been established to guide the Fund in accordance with relevant state regulations are directed at strategic new industries.

It is understood that, recently, led by the National Development and Reform Commission, together with Science and Technology, Ministry of Industry and Information Technology, Ministry of Finance and other departments of new industries set up the general concept of strategic inter-ministerial coordination group of 30 research groups conduct research in Changsha. New industries of strategic national inter-ministerial coordination team drafting team leader, the State Development and Reform Commission Zhang Xiaoqiang, deputy director of personally led.

According to reports, Hunan and the State Development and Reform Commission, Ministry of Finance jointly funded, initiated the establishment of information, biological medicine, new energy, and three new industries of strategic venture capital fund, has settled in City Group test area. These three funds will be directly facing the future of the strategic new industry.

Guo Junfeng, general manager of engineering consulting firm in Beijing, said, “We are commissioned by the Development and Reform Commission strategic emerging industries in the construction of the project database, we are bringing together people, docking services for the project.”

It is understood that Beijing and the authorities concerned on the “money pool” in the use of venture capital funds have strict requirements. Beijing demands the establishment of the pilot fund shares in line with national strategic development of new industry-oriented funds 80% of the scale to invest in industries with distinctive characteristics in the field; Fund, with 70% invested in Beijing region, focusing on independent innovation in Zhongguancun Demonstration Zone enterprise development; Funds in 60% of early and medium enterprises to invest in the investment stage start-ups, growth of innovative enterprises and non-listed high-tech enterprises.

Reflect local economic character

The past six months, the domestic venture capital funds 7 pilot provinces and cities in the eastern part of the order of high-profile debut in Beijing, Shanghai, central Hunan, Jilin Northeast. Chongqing, the only selection of the pilot in the western provinces. Although venture capital is still in Chongqing, “childhood”, but the State Development and Reform Commission deputy director Gu Dawei high-tech but with great hope, “Chongqing has a good high-tech base, industrial base and development potential, which is state in the western Chongqing Development and Reform Commission is an important cause. “

This reporter learned that, at present, the emerging industry of Chongqing as information, biology, new materials and new energy and high-tech industries as the mainstay. Last year, the city’s high-tech industry achieved sales revenue of approximately 130 billion yuan, an increase worth about 40 billion yuan, respectively, 8.5 times more directly under the beginning of the growth and 5.3-fold. Now, the city, about 1,200 high-tech enterprises, SMEs account for about 85%. More and more enterprises to venture capital more and more intense thirst.

Jilin Province Development and Reform Commission official told reporters, “Jilin two countries to guide the Fund’s creation, fully taking into account the province’s auto industry, technology and industrial base.” He said, Jilin Automotive Electronics Industry Venture Capital Investment by the China Galaxy Co., Ltd., Infotech Ventures Co., Ltd. (on behalf of the State Development and Reform Commission, Ministry of Finance funded), Jilin Venture Capital Fund Ltd (on behalf of Jilin government-funded), Changchun High-tech Venture Capital Group Co., Ltd. 4 co-sponsored set up, the total fund size of 1 billion yuan, a registered capital of 270 million yuan.

“We are in consultation with the relevant state ministries, the establishment of new energy fund is based on the Hunan Province in this regard related resources and technical Bijiao a base.” Hunan Province Development and Reform Commission the official said that the orientation of investment learned ? fund focused on renewable energy, energy saving and Pai, cleaning and environmental protection fields. Fund sponsors after preparation, has reserves of energy-saving pumps, high-power wind turbine converter industrialization, lithium ion battery cathode materials, projects, new energy funds to be put in place the first phase of fundraising, you can enter the investment phase.

It is reported that Hunan national venture capital fund investments in emerging industries overall strategic requirements, planning a long-term development, and highlight the characteristics of Hunan. Include new materials, biotechnology, advanced equipment, information, new energy, environmental protection and aerospace industry, special planning.

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Best Countries To Open An Offshore Bank Account

By Amy Nut

We frequently hear about offshore bank accounts in the news or in the movies because those trying to hide money for criminal reasons usually utilize these accounts so that they are not caught up in their shenanigans. However, that is not all an offshore bank account is about. In fact, having an offshore bank account means saving tax dollars and some may have other reasons behind it. Just because someone has a bank account outside of the country doesn’t mean they are a robber or a member of the mob.

Nevertheless, there are some legal implications and some things that must be kept in mind. One of those things is the fact that it is not legal for a United States citizen to open an offshore bank account. Sure, you may be protecting your money from creditors or from high taxes, but you could get yourself into trouble. This is how some become convicted of tax evasion, but it is very possible that the long arm of the law will not reach your offshore account.

Another risk is the fact that your money doesn’t have the protection of the government. Your money is subject to the laws of the country that it is in. This means that a coup or some accounting scheme could occur that would cause you to lose all of your money. That is when you must ask yourself which country you want to open your offshore account in. Should you choose Switzerland, Bermuda, the Bahamas, or the Caymans? This can certainly be a difficult decision.

Best countries

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First of all, you don’t have to be wealthy to have an offshore bank account. Second of all, you do not have to be present to open it and you do not have to visit the bank at any time during the life of the account. For example:

– If you open an account in Switzerland, you can do it via e-mail or in person if you are in the country. Swiss bank accounts are quite secret and that is why so many choose them. They operate much like American banks and keep certain private matters such as divorce private. Switzerland does not change their laws under American pressure like some other countries do.

– Opening an offshore account in Bermuda doesn’t require you to be present at the bank. The account can actually be opened by mail, along with proof of identity. Many of their banks are known for serving clients all over the world and this has made offshore banking in Bermuda quite popular.

– The Bahamas are also known for their secrecy due to their privacy laws. This makes offshore banking in the Bahamas a huge business. They are also compliant with international laws with attractive incentives for their bankers.

– The Caymans are also one of the best because of the similarity to a U.S. bank account. Then there is the possibility of keeping your identity a secret. The Caymans do not encourage tax evasion, but they do not report deposits in the accounts or interest gained from those deposits.

Being safe

Offshore banks do not report your income to the IRS like U.S. banks do, so they use an honor system. This means that it is up to you to report your income, but changing laws and other factors can cause issues if you do not comply with the laws of your own country. However, offshore accounts keep matters private and keep others from learning of your affairs. That is why such accounts are so popular amongst people all over the world.

About the Author: World’s largest and most established independent investment firm that operates solely in tax-favourable jurisdictions including Bermuda, Grand Cayman, the Bahamas and London, UK. Offers offshore financial services such as

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